![]() This compensation comes from two main sources. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. The Forbes Advisor editorial team is independent and objective. Our calculator can help give you a rough estimate of what you can afford and help you think through multiple scenarios-like the length of the loan, whether you prefer to make a bigger or smaller down payment and so on. But don’t stop at just one lender: You should always compare rates and terms with several lenders to find the best loan for you.īefore you apply, try to get your credit score in the best shape possible and make sure you have all your paperwork ready. ![]() It’s always a good idea to start with a lender you already have a relationship with-say for a checking account or another loan. 30-Year Mortgage Calculator: How To Decide How to Find the Best 20-year Mortgage And with a 20-year mortgage, you split the difference. In contrast, a 15-year mortgage means you’ll pay a lot less over the life of the mortgage, but you’ll have a much larger monthly payment. But in exchange for that affordable monthly payment, you’ll pay far more in interest costs over the life of that loan than you would with a shorter mortgage term. ![]() That means the lowest, most affordable monthly payment, which is what many people prioritize. The 20-year mortgage is a solid middle ground between the popular 30-year and 15-year mortgages.Ī 30-year, fixed-rate mortgage is by far the most popular for a simple reason: It’s the longest stretch of time most lenders make readily available. Comparing 20-year Mortgages to Other Loan Terms If you plan to use a gift for your down payment, you’ll need to provide a detailed paper trail showing where the money came from. Lenders might also require a list of your liabilities, such as credit card balances or other loans or need to see any old rent checks or a letter from your landlord as proof that you pay housing expenses on time. Bank statements for checking and savings, retirement and other brokerage accounts from the past 60 days.1099 form or profit-and-loss statements from the past couple years (if self-employed).You’ll also need to provide other paperwork to your lender, including: But to get a mortgage at the best interest rate possible, you need to have a strong credit score. Some lenders will offer mortgages to borrowers with a low credit score. Related: Mortgage Application: What Does It Contain? 20-year Mortgage Requirements These are typically between 2% and 5% of the loan balance. Don’t forget the closing costs associated with getting a mortgage, as well. The current average interest rate for a 20-year, fixed-rate mortgage is 7.05%. The “calculate” button gives you a breakdown of your monthly payment, as well as an amortization schedule that shows a visual breakdown of your interest and principal every month for the life of the loan. These types of fees can add up, and while some may not be built into your mortgage payment, they have a big impact on your housing costs every month. It can also factor in mortgage insurance and homeowners’ association fees via the “additional options” menu. ![]() In the down payment field, you can enter either the amount or the percentage, and the calculator will automatically fill in the other field. Our calculator shows the impact of each factor that makes up a mortgage payment, such as:įirst, you’ll need to populate each of the fields in the main calculator section: Home price, down payment, interest rate and loan term (years). How to Use the 20-year Mortgage Calculator
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![]() Many retailers tried to fix market prices high for increased profits, but Gambulos refused. You had wholesalers doing kind of what they wanted, you had retailers doing what they wanted,” he said. He moved to the store’s current location at 23rd and Broadway about two years later.Īccording to Blake Cody, the early days of legal alcohol in Oklahoma were chaotic. Gambulos accepted and soon started selling liquor at a small store near the state capitol building. ![]() Gambulos set up a number of model liquor stores across Oklahoma City and residents could apply for licenses to operate them.Īt one location, an applicant was forbidden from getting a license because he was a bootlegger, or had been involved in the illegal business of smuggling alcohol in the state, so Gambulos was offered the job. “He had some state senators congressmen approach him about setting up some mock retail stores to see what it would look like for retailers with liquor,” Cody said. In April 1959, Oklahomans voted to repeal prohibition, or “go wet,” and Byron Gambulos was involved in helping leaders prepare for the legal sale of alcohol. The state entered the union dry in 1907 and stayed dry for more than two decades after Prohibition in the United States, which ran from 1920 to 1933. Eventually, he moved to Oklahoma City with his wife and worked at several different businesses, including a dress shop.Īt the time, alcohol was illegal in Oklahoma. ![]() Gambulos went to military school and then served in the Philippines during World War II. An entrepreneur from the start, he reportedly opened his first hamburger stand when he was 10 years old. Gambulos grew up in Dallas, the son of Greek and German immigrants, where he worked in restaurants from a young age. “Byron is a charmer,” said Blake Cody, Gambulos’ grandson and the store’s current general manager. Hicks asked How Curious: Is this true? And if so, why did the business need a gun?īyron’s Liquor Warehouse, named after its owner, Byron Gambulos, is one of the largest liquor stores in Oklahoma. Listener Adam Hicks heard the store had a machine gun turret on its roof in its early days. Byron’s Liquor Warehouse in Oklahoma City has been around since the state legalized alcohol in 1959. ![]() ![]() The table below does not include all companies or all available products in the market but those that we promote as their affiliates. By contributing your product facts helps to better serve our readers and the accuracy of the content. If something is factually inaccurate please contact us and let us know. All trademarks, registered trademarks and service-marks mentioned on this site are the property of their respective owners. The provided information includes product information, overviews, buying guides, and product specifications. The content that appears on this page is presented as an overview vs. We encourage you to check out another alternative like Revyve skin to rejuvenate your skin. Take the time to look at different brightening skin products and do some research of your own so you can make the best choice of products for your unique skin type. This product like others may be something you need to test for yourself, as we are all different and have different skin types as well as genetics creating one product that works for everyone would be almost impossible. Some may find this product works well for them and helps to reduce the signs of aging, while others may see no noticeable improvements in their skin color, tone, or brightness. The possibility of reducing the damage that UV Rays or other environmental stressors have on our facial skin with the use of a topical facial serum may be worth its weight in gold if it works. Formulyst Luminous Skin Serum Review – Final Verdictįormulyst has created its formula for Luminous Skin Serum looking to provide a lightweight topical serum to provide relief from dark spots and other facial woes. Q: Does Formulyst Luminous Skin Serum Offer a Free Trial?Ī: No, there is no information available at this time about a free trial of this product. Q: What is Formulyst Luminous Skin Serum’s Return Policy?Ī: They offer a return of product price, excluding the shipping costs for customers that are not satisfied with the product for the first 31 days after the purchase date. However, this can be added to a bundle of three products that would retail for $108.00 in total. Q: How Much Does Formulyst Luminous Skin Serum Cost?Ī: A one-ounce bottle is $49.00 on the website. Formulyst Luminous Skin Serum FAQ’S Q: How Should You use Formulyst Luminous Skin Serum?Ī: No details are given on the manufacturer’s website regarding the actual amount you apply to your face daily. Other ingredients that are used in this formula are for creating the serum base. – Is an acid found in citrus fruits and is an antioxidant with preservative properties. – It has melanin inhibiting factors for skin lightening Citric Acid – Is used in cosmetics as a skin lightner. – Is the extract of seaweed commonly called Irish Moss, and it is used as a thickening agent. The combination of active ingredient used to create this brightening serum are listed and briefly detailed to provide you with more detailed information. ![]() Formulyst Luminous Skin Serum Ingredients – Are they Safe & Effective? With the aid, of the skin brighteners, Formulyst Luminous Skin Serum may help to lighten the dark spots that can sometimes make our skin look older than it actually is. Using a lightweight water-based serum to provide the benefits of their product without the greasy feel or oily mess of other serums, Formulyst is looking to provide ingredients to nourish your skin without that heavy serum feel.Ī group of skin brighteners is used in their formula aimed at restoring an even complexion and a youthful glow to your skin. How Does Formulyst Luminous Skin Serum Work? ![]() What part of Africa did slaves come from? Who owned the most slaves in Charleston SC?Īmong Charleston’s biggest slaveholders was the Middleton family, which from 1738 to 1865 owned some 3,000 slaves on its numerous plantations. Only about 6 percent of African captives were sent directly to British North America. ![]() Well over 90 percent of enslaved Africans were imported into the Caribbean and South America. Where did most of the slaves from Africa go? Where did slaves land in South Carolina?Ĭharleston A giant proportion of these slaves landed in Charleston, making South Carolina especially integral to the slave trade. During the Transatlantic Slave Trade, about 40 percent of enslaved Africans brought into the country passed through Charleston Harbor. Recent post: When Did North Carolina And South Carolina Split? What percentage of slaves came to SC?Īny history of slavery in America begins with Charleston.
![]() If you feel the same, we rounded up all of her best runway looks for you to check out here. It's clear we really love Kendall on the catwalk. These jobs have brought in big dollars for the fashionista, who was crowned the world's highest-paid model of 2018 by Forbes, raking in a staggering $22.5 million. She's also made three appearances on the coveted Victoria's Secret Fashion Show runway in 2015, 2016, and 2018. Making her an ace in the advertising field, the supermodel has also shot campaigns for top brands such as Fendi, Calvin Klein, and Estee Lauder. And Kendall's fierce look has teamed her with top fashion houses like Chanel, Givenchy, Balmain, and Marc Jacobs, to name a few. Celebrity Women Who Posed for Playboy: Photos SheKnowsKendall Jenners model shot In 2014, Kendall grammed a pic of herself walking down the runway at. Her enviable walk has graced the runways of the biggest fashion houses during Fashion Weeks in Paris, New York, and Milan. The IMG-repped beauty took the modeling world by storm when she made her debut in 2014. Kendall Jenner went from one of Kim Kardashian's cute little sisters to one of high fashion's favorite faces. She accessorized her look with a brown leather crossbody bag and barely any makeup letting her straight brown hair down and natural. Her abs were on full display in this outfit and she covered up with a loose black button-down shirt, kept unbuttoned, and a pair of baggy tan trousers. How realistic is the Kendall Jenner- and runway-approved trend Brooke Frischer Photos: Courtesy of Bottega Veneta, Brooke Frischer, Pixabay Artwork: Brooke. In one shot, Kylie, wearing all black, appeared talking with Pauline and Kendall. Kendall Jenner Says She Was Chill About Her First Major Runway Show, Despite Her Nipple-Baring Top The Kardashians star has a history of baring her assets, dating back to her first runway show. Kendall looked stunning in the photoshoot when she rocked a tiny black and white checkered bralette top with a pair of high-waisted underwear. Kylies sister Kendall Jenner and Timothées sister Pauline Chalamet were also at the barbecue. Kendall Jenner walked the Prada runway during Milan Fashion Week on Feb. I just finished watching you and Kim in New York for your first big photo shoot and they asked you to do a runway. Just recently, Kendall starred in the spring/summer 2022 Hugo Boss #BeYourOwnBOSS campaign. While Kendall skipped New York Fashion Week this year, she made up for it at the Prada show, and even though she’s not on as many runways, she’s been slaying countless fashion campaigns. Watch the Prada Fall/Winter 2022 Womenswear Show presented on February 24th at 2 PM CET. Today, she’s considered one of, if not the most sought-after model in the industry. Prada posted a video of Kendall Jenner becoming a model to Instagram with the caption, “A salute to the profession of modeling. Walking down her first runway at the age of 14, Kendall Jenner has since taken over the fashion world. Kim Kardashian Shows Off Lingerie In Plunging Gold Leather Jumpsuit At Milan Fashion Week Milan Fashion Week Winter 2022: Photos Of Kim Kardashian & More ![]() ![]() Search Hollywood Life Search Trending Navigation Trendingīella Hadid Slays Fendi Runway In Sheer Lingerie Slip Dress During Milan Fashion Week - Photos Earlier that same day, Kendall had her new bright red hair down and straight, while she accessorized with an oversized black and white trucker hat and sunglasses.Latest Hollywood Celebrity & Entertainment News Primary Menu Menu Close Menu (LAURENT VU/SIPA/SHUTTERSTOCK)Įver since Kendall debuted her new red hair makeover during Paris Fashion Week, she has been unrecognizable and we are seriously loving her new look. Kendall accessorized her sequin mini with a cat ears hat, gloves, knee-high sequin black boots & her new red hair makeover. Aside from Kendall, a slew of celebrities walked in the show including Bella and Gigi Hadid, Serena Williams, Kaia Gerber, and her mother, Cindy Crawford. The show was extremely special as it honored late designer, Virgil Abloh, who passed away on Nov. Ma9:45AM EST Fashion Fashion Features Kendall Jenner View gallery Image Credit: LAURENT VU/SIPA/SHUTTERSTOCK Kendall Jenner, 26, has been taking fashion week by storm and her. She styled the hat with her new red hair makeover, which was done down and straight. The hat featured cat ears and had a sheer black veil over her face while a pair of long black gloves completed her look. Kim Kardashian looks radiant in a vinyl black dress while out with her mother Kris in New York City Search Hollywood Life Search Trending Navigation Trending ![]() Latest Hollywood Celebrity & Entertainment News Primary Menu Menu Close Menu ![]() Luckily, there are a lot of options on our list and at least one is bound to work with your space. On the other hand, if your apartment is dark and moody, a glamorous metallic rolling cart won't work. Style: The aesthetic counts! If your home is modern and minimalist, don't opt for a rustic wooden crate. Don't worry that happens, but if you store them in a container that's difficult to clean the dust may damage the LPs. Wooden Record Player Stand, Vinyl Record Storage Holder Table with 4 Cabinets, Holds up to 100 LPs, Metal Vinyl Record Organizer Stand, Classical Design for Files/Book (Mid-Century Modern) 5.0 out of 5 stars 1. Material: Opt for a material that's easy to clean, like wood, acrylic, or metal, because unless you use them every day, your records will begin to collect dust. So before you add your favorite one to your cart, consider the number of records you have and use regularly. The Unison 52 Record Stand holds 420 LPs and features a stereo shelf and vibration-isolated turntable platform. Record Player Stand Style 73 The Revival series want to meet all your personalized needs for the Turntable Stand, if you like soft lines and compact design. Some are designed to house only a few and others can fit hundreds. Size: The number of records will be a determining factor in your choice of storage piece. They're more fragile than they may seem! So when you're choosing your vinyl record storage, consider a few things" It just means that, because they're so old, they need to be stored carefully so as not to damage them. In our offer, you will find a diversity of record storage and media stands. Sadly, records are a thing of the past, but that doesn't mean people don't still listen to them. It’s unlikely that anyone’s storing their records in a space that hot-after all, humans can’t even survive in conditions that hot-but the higher the temperature, the more likely your records will degrade. Large Record Player Stand, Vinyl Record Storage Cabinet with Power Outlet, Record Player Table Holds up to 350 Albums, Turntable Stand with Wood Legs for Living Room,Bedroom,Office 152 100+ bought in past week 10999 Was: 119.99 Save 10. Its weakness is temperature, and vinyl’s melting point is a whopping 200 degrees Fahrenheit. Here’s the thing, though: Even though plastic is one of the toughest materials out there, it isn’t perfect. These finds will definitely do the trick.įrom a classic crate by none other than Crosley to a midcentury-inspired credenza with slots for up to 60 records, there are a lot of good picks out there. So we went ahead and rounded up all of the best vinyl record storage on the market. ![]() Now that they’re not being made quite as often or as prolifically as they used to in decades past, keeping them safe and functional is key. Even in the streaming world, we love them, but do we know about vinyl record storage? Well, proper vinyl record storage. ![]() Vinyl records were invented in 1930 and sales soared throughout the 1960s and ‘70s. Record Player Stand,Vinyl Record Storage Table with 4 Cabinet Up to 100 Albums,Mid-Century Turntable Stand with Wood Legs,Brown Vinyl Holder Display Shelf for Bedroom Living Room (Patented) 4.5 out of 5 stars 998. ![]() I do like to use task cards with every concept I teach. Two Events – from the same book or different books Two Settings – from the same book or different booksĥ. Two Characters – from the same book or different booksĤ. Buddy Class Friends, Classmates, The Classroom Teacher, and the PE or Music Teacher (if you have one)ģ. One thing I like about this, besides being a different way to record similarities and differences from Venn diagrams, is that students do need to know how to read and use a variety of text features, and by using a table, it is helping students become more familiar with how a table works.Ģ. Plus, I just really like the themes in these books, which is to be yourself and to accept others for who they are.īesides Venn diagrams, I think tables are one of the best ways to record comparisons. These stories are really good for settings, character traits, themes, and events. Once all students are familiar with the books, we go through a few of the possible categories to compare and contrast together. I may read two of my favorite compare and contrast books on two different days: Oliver Button is a Sissy by Tomie dePaola and Amazing Grace by Mary Hoffman. Sometimes I tell students which set to choose, and sometimes I let them decide.īefore I have students do this in pairs or small groups of three, I do like to model the process together. I prepare baggies with the same cards for each set of pairs.Įven though I am asking them to compare a number of things, I only ask them to record one set of observations. ![]() This time, the cards will have items like settings in one book or settings from two different books, specific events in a story, characters in the same book or characters from two different books, and themes. ![]() One idea is to do a similar activity once a read-aloud, literature circle, class novel, or even a basal story has been read by the whole class. Once students are comfortable comparing and contrasting ordinary things, you’ll want to move them into applying this skill to reading. This could be done verbally, on paper, on whiteboards, or in a reader’s notebook. Place several of these in small baggies (one baggie for each pair), and students pull a card and compare and contrast each set. The cards could have two different foods (like hamburgers and hot dogs), two different animals (like a hippo and a rhino), two different jobs (like a doctor and a teacher) or two different sports (like baseball and football). Click here if you’d like the FREE set of Ice Cream Graphing Materials.įor a beginning activity, make small cards with two items on each card that are similar but also different. We do this again at the end of the year with ice cream flavors. I ask students to make three observations from their graph, and this is where they compare and contrast to complete the assignment. Not only is this a great icebreaker (kids learn a few names of new classmates) and math activity, but it is also good compare-and-contrast practice. Once they tally the results and make a colorful graph, I put them on a bulletin board called Class Favorites. ![]() On the first week of school, I do a getting to know you activity where kids choose a topic (I make sure each topic is unique) and walk around asking each other which type of sport, which season, pizza topping, school subject, rainforest animal, or book is his/her favorite. By the end of the activity, each Venn diagram should be completely filled, and students have had the opportunity to do lots of comparing and contrasting. In the upper elementary grades, reading skills are usually strong enough that pictures aren’t really needed, but I still think they provide a nice visual and may jog a few extra ideas out of your kids!Īs pairs walk around the room, they stop at each Venn diagram and write a similarity between the two objects, animals, people, or places and a difference. She sets Venn diagrams around the room with small pictures on the top, which show what students are comparing. Another Venn diagram activity that I love is from Miss DeCarbo. ![]() School bus drivers have also followed new, rigorous health and safety protocols to transport students to and from school safely during the pandemic. ![]() “We are thankful that Governor Walz has declared February 21-27 as School Bus Driver Appreciation Week in Minnesota to help give school bus drivers the recognition they deserve.” Minnesota school bus drivers have taken on new essential roles during the COVID-19 pandemic to serve their communities, such as delivering meals and distance learning supplies to families, providing Wi-Fi connections, and transporting the children of first responders and healthcare workers to and from daycare. “Minnesota school bus drivers are going above and beyond their typical duties to serve students and communities during this unprecedented school year,” said MSBOA President Garrett Regan. Governor Peggy Flanagan, the Minnesota State Patrol, and the Minnesota Department of Education. Content includes submitted videos from the Office of Governor Tim Walz & Lt. Content celebrating Minnesota’s school bus drivers will be unveiled on dedicated Facebook and Twitter pages throughout the week. This year’s recognition has been expanded to a weeklong, virtual event. “Our school bus drivers have stepped up in unprecedented ways to serve Minnesota’s students during an incredibly challenging year, and I am forever grateful for their dedication to our students’ education, safety, and wellbeing.” The Minnesota School Bus Operators Association and Minnesota Association of Pupil Transportation first teamed up in 2017 to create School Bus Driver Appreciation Day in Minnesota to encourage school leaders, parents and students to celebrate the often-overlooked profession. “I am proud to proclaim February 21-27 as School Bus Driver Appreciation Week in the State of Minnesota,” said Governor Walz. Click here to download the Governor’s proclamation. 21-27 as School Bus Driver Appreciation Week in the state of Minnesota. To recognize this important profession, Governor Tim Walz has proclaimed Feb. ![]() 17, 2021 – Thousands of hardworking school bus drivers across the state are going above and beyond their duties during the COVID-19 pandemic as essential school district employees. School Bus Driver Appreciation Week to bring attention to drivers’ dedication and essential role during COVID-19 pandemic ![]() Kitty from Kansas City (music by Rudy Vallée) First time Betty's full name appears on the titles, stylized as "Betty-Boop".Placed at #37 in the book The 50 Greatest Cartoons.First time Betty is named, although only as "Betty" (no surname is given).First time Betty Boop is seen in her slender physique.Willard Bowsky, Al Eugster, Grim Natwick (uncredited) Willard Bowsky, Ted Sears, Grim Natwick (uncredited) ![]() Note: see the Talkartoons and Screen Songs filmography for additional entries in the series.īetty Boop Essential Collection (BBEC) Volume 2 1īetty Boop Definitive Collection (BBDC) VHS Volume 1 Appearances in Talkartoons and Screen Songs series It includes the long-lost recently discovered cartoon Honest Love and True. In May 2022, animator and archivist Steve Stanchfield released a Blu-Ray collection titled "The Other Betty Boop Cartoons, Volume 1" through his label Thunderbean Animation, which features public domain cartoons that were not on the Olive Films sets. Volume 3 was released on April 29, 2014, and Volume 4 on September 30, 2014. Volume 1 was released on August 20, 2013, and Volume 2 on September 24, 2013. All of them were released by many labels but there were no such releases for the Betty Boop cartoons on DVD and Blu-ray, up until 2013 when Olive Films released the non- public domain cartoons in four "Essential Collection" volumes, although they were restored from the original television internegatives that carried the altered opening and closing credits. ![]() She was featured in 126 theatrical cartoons between 19 (90 in her own series and 36 in the Talkartoons and Screen Songs series). The following is a list of films and other media in which Betty Boop has appeared. ![]() If not, opt for a good quality brand like Natalie’s for the best results. Grapefruit Juice - If possible, freshly squeezed citrus juice will make a big difference in flavor.your grapefruit juice), the color changes to a lovely magenta hue. Not only is it a tasty, botanical-style gin, but when it comes into contact with acid (e.g. Gin - While any nice gin will do the trick, I’m partial to the gorgeously hued Empress 1908 Gin that is steeped with butterfly pea blossoms. ![]() As a bonus, it’s delicious on your morning bowl of oatmeal, drizzled over a stack of flapjacks, or stirred into your favorite coffee drinks. Pro Tip: Once made, keep it in a squeeze bottle in the fridge for up to 14 days. Brown Sugar Syrup- Simply heat equal parts of water & brown sugar until the sugar dissolves.Here’s a list of simple ingredients to grab: It couldn’t be simpler! Ingredients & SubstitutionsĪs promised, my gin delicious cocktail with grapefruit doesn’t require anything super fancy. That means no separating eggs, no making adjustments for plant-based friends, and no fuss stands between you and sweet, boozy deliciousness.Īside from being simply gorgeous in a glass and equally tasty on the tongue, this pink grapefruit gin cocktail is made with just 4 easy-to-find ingredients using nothing more than a cocktail shaker (or mason jar). Unlike some other gin fizz drinks, this easy gin cocktail is made without any egg whites. When you’re in need of a quick tonic to enjoy, this is it. It’s lightly bubbly, perfectly potent, and filled with fresh acidity. My grapefruit gin cocktail is essentially a pink gin fizz made with brown sugar simple syrup and bittersweet grapefruit. Made with just 4 ingredients in all of 3 minutes, it’s one of the quickest and easiest ways to shake off a bad day and and the perfect way to slip into Happy Hour. Delightfully effervescent and pretty in pink, my Grapefruit Gin Cocktail is bright, citrusy, and perfect for leisurely sipping. |
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